Business Insurance

Commercial & Industrial Insurance Products

Business Property

Comprehensive protection of buildings, contents, fixtures, fittings and loss of profits, designed for medium to large business.

Public Liability

Protection against injury or damage to other people or their property as a result of your activities

Product Liability

Protection against injury to others arising out of the use of your products

Motor Fleet

Comprehensive protection for all motor vehicles used in connection with your business

Construction

Physical damage and liability protection arising out of or connected with construction, building and other civil works including any machinery, cranes, plant and equipment

 

Business Interruption

Provision for the replacement of lost profits and payment of fixed costs following damage experienced within the business that causes the business to stop trading for a period of time

Cyber

Essential protection is available for your own Cyber losses, losses to others, response costs and your legal liability. More..

Marine

Protection for goods in transit from anywhere in the world, to anywhere in the world by road, rail air or water.

 

Machinery breakdown

Protection against unexpected breakdown and mechanical failure of electronic and mechanical equipment used in connection with your business.

Fidelity Guarantee

Protection from lost business assets caused by the infidelity of employees

Strata

Specialist protection of buildings, common assets, rent and provision of alternative accommodation expenses in accordance with the requirement of the strata titles and similar acts in the various states and territories

 

Workers Compensation

Compulsory protection of all employees of the business against injury whilst at work

Professional Risks Insurance Products

Professional Indemnity

Protection against financial loss incurred by others as a result of your professional negligence.

Management Liability

Comprehensive package style cover for business managers and owners in relation to such issues as Directors & Officers Liability, employee infidelity and employee practices liability.

Directors & Officers Liability

Specialist protection for Directors & Officers of a company in relation to claims brought against them for financial or other loss suffered by others as a result of their alleged breach of corporate responsibility.

Employment Practices Liability

Specialist protection for the Directors & Officers of a business connected with employment related issues and claims made by staff.

Information Technology Liability

Combines both Professional Indemnity and Public liability under one policy specifically tailored to meet the needs of the IT Industry.